Stop guessing what your business actually makes
A step-by-step guide to building your own profit/loss view, tax reserve, break-even number, and cash forecast — without hiring a bookkeeper.
- Instant digital download
- Secure checkout via Stripe
- One-time purchase, no subscription
What you receive: A working .xlsx spreadsheet with live formulas, plus the written guide that shows you how to run it — instant download after checkout.
Exactly what arrives: One .zip file containing deliverable.md — the written guide — and cfo-operating-system.xlsx.
Instant delivery: your files appear on this page as soon as Stripe confirms payment, and the link is emailed to you as well.
Check it before you pay: read the contents list — it names every part of the file. If what you need is not on that list, it is not in the file.
- Secure checkout by Stripe. Instilus never sees or stores your card details.
- One-time purchase. There is no subscription and no recurring charge.
- You ask for immediate access at checkout, so the 14-day cancellation right ends when access begins (Terms, section 6). That is why the contents list above is the thing to read before you pay.
- If what arrives is not what this page describes, email astarsupply@gmail.com and we will put it right or refund you in full. Your statutory right to digital content that is as described is not affected.
- Sold by Instilus, a trading name of A Star Supply — the full trading address is in the footer of this page.
Everything included with Small Business Finance Tracker
- Profit & Loss (P&L) — a working sheet in the spreadsheet
- Revenue Tracker & Expense Tracker
- Cash-Flow Forecast
- Tax Reserve Calculator — a working sheet in the spreadsheet
- Profitability Calculator
- Monthly Financial Close
- KPI Dashboard — a working sheet in the spreadsheet
- Sales Dashboard
- Break-Even Calculator — a working sheet in the spreadsheet
- Scenario Planner
- 12-Month Forecast — a working sheet in the spreadsheet
- Owner Dashboard
- Financial Review Workflow
- Instructions
From purchase to using it this week
- 1Buy — secure checkout via Stripe, instant confirmation.
- 2Download — get the real spreadsheet and the full written guide immediately.
- 3Follow the guide — work through all 14 sections in order, each one a real, usable part of the system.
- 4Use it — built to run every week, not to be read once and closed.
Built for
Small-business owners who need real financial visibility — profit, cash flow, tax reserve, break-even — without paying for complicated finance software or hiring a bookkeeper before they are ready for one
Not the right fit if
This is a self-implemented spreadsheet-and-guide system — not done-for-you software, not a subscription, and not a substitute for professional legal, tax or accounting advice.
One-time purchase, $39.
Your download link will appear here after purchase.
Frequently asked questions
What is this?
This is a written digital guide (written guide) that walks small-business owners through setting up five core financial views by hand or in their own spreadsheet: profit and loss, cash flow forecast, tax reserve tracking, break-even pricing, and a simple monthly review checklist. It teaches you the structure and formulas to use, step by step.
How much does it cost?
One-time purchase, $39.
Who is this for?
Small-business owners who currently track finances from memory or a single messy spreadsheet, and want real visibility into profit, cash flow, tax reserves, and break-even pricing — without paying for complicated finance software or hiring a bookkeeper before they're ready for one.
How do you know this solves a real problem?
It is listed, item by item, in “Everything included” above — that list is the product, not a summary of it. Read it before you pay: if what you need is not on the list, it is not in the file, and you should not buy this.
Ready to put Small Business Finance Tracker to work?
Buy now — $39.00Related products
Other Instilus products built for the same kind of work. Each is a separate one-time purchase.
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